So is it going to save costs? Is it going to save time? And when you do those things and you have a greater chance of approval.

So if it's a, you know, if it's a new tool, you make sure you have to, you know, you put your project manager hat on, develop an implementation plan, figure out the rollout, you know, work closely with the technology team to make sure it fits into the existing technology structure, plan training, all that roll out for teams that are going to sort of also something along those lines that sort of tool, you know, take responsibility for what you're doing is I think really important to developing out your plan and that develops trust and ownership of it.

So recently we hired an associate and he works very closely with our underwriting team, which we work closely with as well. So we sort share that associate 50/50, because we weren't at the point where we both needed a full, extra person. So we sort of were to say, Hey, you know what? This would actually work really well to sort of share the person because we're already sharing this information already. So it's sort of one person that's connecting as well.